Solvency Index
Creditreform's credit rating shows the company's current solvency and is easy to use when making decisions concerning credit limit or terms of payment.
- The key component of our commercial credit reports
- The complex principle of solvency estimation
- Illustrative and handy tool for quick solvency and creditworthiness assessment
- Calculated on the basis of a large number of qualitative and quantitative factors
Structural risks
- Legal status
- Line of business
- Years in business
- paid-up capitals
- Number of employees
- Turnouver / staff
Financial & liquidity
- Financial structure
- Asset turnover
- Liquidity analysis
- Balance sheet data
- Payment manner
Credit assessment
- Court records
- Negative features
- Debt collection
- Credit requirements
| Solvency Index | Possibility of Default | Risk Indication |
|---|---|---|
100 - 193 |
0.00% - 0.30% | Low Risk |
194 - 229 |
0.31% - 0.70% | Lower than Average Risk |
230 - 294 |
0.71% - 3.00% | Average Risk |
295 - 353 |
3.01% - 8.00% | Moderate Risk |
354 - 439 |
8.01% - 30.00% | Medium Risk |
440 - 600 |
30.01% - 95.53% | High Risk |
A credit rating is calculated on the basis of information as collected from reliable sources. A credit report and a credit rating provide supplementary information to our clients in their decision-making. (3ACredit or Creditreform or any of their officers or employees assumes no responsibility for the results of these decisions.)